Ben Domenech on Affordable Care Act's worst case scenario

Domenech lays it out here.
 
I'd add one further nasty step to the worst case.  People who have lost their insurance and unable to sign up timely on the exhanges, and then faced with a health catastrophe in January would face the cruelist of fates.  Sick, without insurance, and a penalty for not having it.  None of it any fault of their own.